Yair Goldfinger is the Co-Founder and Chief Executive Officer of AppCard, a loyalty 3.0 platform. Previously, he co-founded and was Chief Technology Officer of Dotomi, an on-line advertising company which focuses on creating personal, relevant and timely one-to-one messaging between marketers and their customers; Dotomi was acquired by ValueClick at 2011. At 26, Goldfinger co-founded ICQ, the world's first Internet-wide instant messaging service, which was acquired by AOL in 1998. He holds several patents in the area of instant messaging. Goldfinger is an active investor in several Israeli start-up companies. He is also a co-founder and sits on the management committee of the Friends of Raveh Ravid Fund, dedicated to the creation and formation of a new generation of young educated leaders who will take a part in management and leadership roles. Goldfinger holds a BA in Math and Computer Science from Tel Aviv University and was granted the Wharton Infosys Business Transformation Award in 2005.